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Personal Finance Archive

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What is an Emergency Loan

All of us have aspirations in life, which some of you may refer to as life goals. Sadly, life—as we know it—could also get in the way. Accidents can occur; a string of bad luck may happen; and emergencies could be right around the Read More

The Most Devastating Financial Crises in Modern History

The Great Depression in the 1930s and the Oil Price Shock of the 1970s were the most devastating financial crises in modern history. Others included the Asian Financial Crisis of 1997, the Global Financial Crisis of 2007 to 2008, and the European Debt Crisis Read More

TIPS FOR A SALARY NEGOTIATION

Whether negotiating the salary for your new job or asking for an increment in an existing one, the thought of talking about you remuneration package can give your butterflies. Chickening out of it though because it’s a difficult conversation to have and leaving your Read More

FINANCIAL MISTAKES TO AVOID IN YOUR 20S

The 20s are exciting and full of promise. You are young and full of energy. If everything goes according to plan, you have just graduated and landed your first entry-level job at a company that pays you decently.   Read More

Five Tips for Making Your New Budget Work

Having a budget isn’t very much fun, but it is important. It can ensure you don’t overdraw your account at the end of every month. Unfortunately, because it’s hard, people don’t always stick to it, which means they end up spending way more than Read More

Public Provident Fund (PPF) -10 Unknown Facts

Public Provident Fund (PPF)  The Public Provident Fund (PPF) is a long term investment decision which usually serves as a retirement corpus. It is an investment option which is backed by the Government of India. It was presented in India in 1968 in the Read More

Cryptocurrency and Changes in the Way We Pay

Blockchain technology and the increased use of digital currency has led many to believe that we are currently in the midst of a financial revolution. As the media increase their coverage of the fintech transformations that are happening around the world, many people are Read More

How to Save for Tomorrow

When it comes to our personal finances, there’s a lot to take into account, no pun intended. There are a number of destinations to which you’ll begrudgingly send your hard earned money, and the bills keep coming. As such, it can seem like saving Read More