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Personal Finance Archive

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TIPS FOR A SALARY NEGOTIATION

Whether negotiating the salary for your new job or asking for an increment in an existing one, the thought of talking about you remuneration package can give your butterflies. Chickening out of it though because it’s a difficult conversation to have and leaving your Read More

FINANCIAL MISTAKES TO AVOID IN YOUR 20S

The 20s are exciting and full of promise. You are young and full of energy. If everything goes according to plan, you have just graduated and landed your first entry-level job at a company that pays you decently.   Read More

Five Tips for Making Your New Budget Work

Having a budget isn’t very much fun, but it is important. It can ensure you don’t overdraw your account at the end of every month. Unfortunately, because it’s hard, people don’t always stick to it, which means they end up spending way more than Read More

Public Provident Fund (PPF) -10 Unknown Facts

Public Provident Fund (PPF)  The Public Provident Fund (PPF) is a long term investment decision which usually serves as a retirement corpus. It is an investment option which is backed by the Government of India. It was presented in India in 1968 in the Read More

Cryptocurrency and Changes in the Way We Pay

Blockchain technology and the increased use of digital currency has led many to believe that we are currently in the midst of a financial revolution. As the media increase their coverage of the fintech transformations that are happening around the world, many people are Read More

How to Save for Tomorrow

When it comes to our personal finances, there’s a lot to take into account, no pun intended. There are a number of destinations to which you’ll begrudgingly send your hard earned money, and the bills keep coming. As such, it can seem like saving Read More

7 Tips for Saving on Your Luxury Car Loan

Luxury vehicles are in a class of their own. Depending on your preferences and expectations, you could spend twice as much as you would on a normal vehicle. You can often find an excellent deal on a vehicle by watching the market for a Read More

4 Best Ways To Accept Credit Cards

Nearly everyone in the U.S. has either a debit or credit card in their wallet. In fact, data released in 2015 showed that at least 70 percent of Americans had at least one credit card. If your business is not accepting credit cards, then Read More

Four Areas of Your Vacation Where You Can Save Money

Taking a vacation isn’t cheap. There are many areas of your trip that can cause you to stretch your pocketbook a little too far. Before you even start planning, you should save plenty of money to make sure surprise costs don’t end up putting Read More
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